CPTCodeCalculator
RTMBase2026 Compliant

CPT 98986

2026 Billing Guide

RTM supply CBT 2-15 day

Reimbursement

Carrier Priced

Threshold

2d

2026 Status

Active

What is CPT Code 98986?

CPT 98986 is defined as: Remote therapeutic monitoring device(s) supply with scheduled (e.g., daily) recording(s) and/or programmed alert(s) transmission to monitor cognitive behavioral therapy, 2-15 days of data transmission within a 30-day period.

This code is primarily used for RTM services. It falls under the category of Remote Therapeutic Monitoring (RTM) and is valid for the 2026 calendar year according to the CMS Physician Fee Schedule.

2026 RVU Components

Relative Value Units (Non-Facility)

Standard Formula Applied

Work RVU

Physician Effort

PE (Non-Fac)

Practice Expense

Malpractice

Risk Factor

Total RVU

Note: Reimbursement is determined by individual MACs or commercial payers.

2026 CMS Policy Intelligence

16 day gate reform

Eliminates the 'all-or-nothing' risk by providing a lower-tier payment for 2-15 days of monitoring.

short cycle protection

Protects revenue for providers when patients fall short of full compliance while maintaining therapeutic visibility.

carrier pricing

Individual MACs will set the fee (likely lower than 98978 if it were national).

Administrative Framework

Place of Service

11 (Office)12 (Home)

NCCI Exclusions

Do not bill with:98978 (Mutually exclusive for same period)9898498985

Operational Requirements

minimum time

2 days of data transmission within a 30-day period

staff type

Not applicable (Technical/Supply component)

frequency

Once per 30-day period (only if 16 days not met)

add on codes

care plan requirement

New for 2026: specifically designed to capture low-intensity or treatment-entry monitoring phases.

Compliance Checklist

Documentation of at least 2 days and no more than 15 days of data
Proof of patient's active status in a CBT therapeutic plan
Registry/Dashboard data showing specific transmission dates
Explanation for why 16 days was not reached (clinical reasoning)

Audit Defense

No specific audit defense elements defined.

2026 Update

Ensure your RTM platform can automatically distinguish between the 15-day and 16-day transmission thresholds.

Common Clinical Scenarios

First month of CBT where the device is only used for the final 10 days of the month
Patients with compliance issues achieving only 5 days of CBT data transmission

CMS Eligibility: Patients starting or ending CBT programs. Initial engagement or tapering phases

Target Specialties & Utilization

PsychiatryPsychologyIntegrated Primary Care

Typical Clinical Indications (ICD-10)

F32.9 (Depression)F42 (OCD)F43.1 (PTSD)

Billing Differentiation

VS 98978

98978 is for 16-30 days; 98986 is the safety net for 2-15 days.

VS 99445

99445 is the RPM equivalent (2-15 days) for physiologic monitoring.

Maximize Revenue with AI Confidence

Stop leaving earned revenue on the table. CPT Copilot (Coming Soon) automatically handles the complexity of 2026 CMS policies, identifying every opportunity while ensuring 100% compliance.